Family pension status and policy suggestions

Second, the "reciprocal feeding" intergenerational mutual assistance relationship is irreplaceable

The family care model is the oldest, most basic, most important, most vibrant and most advantageous way of supporting the elderly in human society.  The traditional family aged care relationship is a very close intergenerational mutual assistance relationship. Family aged care maintains the "feeding" and "anti-breeding" supporting relationship between generations, promotes the harmony among family members, and thus promotes the stability and harmony of society. "With the deepening of the aging of the population, on the surface, this intergenerational mutual assistance relationship has gradually weakened, and it is mainly reflected in the" 421 "families in the city" [5], young couples have to find a balance between career, children and the elderly, and inevitably neglect the care of the elderly. The investigation shows that the way of social care for the elderly can not provide real family comfort for the elderly in their later life, and the forced socialization of intergenerational relations within the family can not replace the care and guardianship function of family members. Family members can bring more affinity and belonging to the elderly, and the close relationship between family members and the elderly can help them speculate and implement the real will of the elderly. The diversified forms of family old-age care and the socialization trend of family old-age care can not weaken the daily care function of the family. The familiarity and understanding of the family members make the family members irreplaceable in meeting the needs of the elderly and in protecting their rights and interests.

Third, the quality of life evaluation of the elderly shows that the quality of family care is higher

There are more and more nursing institutions for the elderly. However, through the analysis of the survey data on the quality of life of the elderly in family nursing and institutional nursing, scholars come to the conclusion that the average total score of the quality of life of the elderly in family nursing is 70.65, and that of the elderly in institutional nursing is 59.35. Although the quality of life of the elderly is affected by gender, education level, income level, physical condition and other factors, through multi-factor analysis, after excluding other influencing factors, the pension mode and family structure are still the primary factors affecting the quality of life of the elderly. Although the institutional pension model enables the elderly to get rid of housework, in order to ensure the safety of the elderly, it may restrict the actions of the elderly, and the elderly's social participation is very poor, and the ability to make independent decisions is declining. At the same time, the elderly in the nursing institutions rarely get the considerate care of their relatives, the spirit is lonely, depressed, and the social mental condition of the elderly living with their children is significantly better than that of the elderly living with their children.

To sum up, it is suggested that the government should take the family as the target of the elderly care policy and formulate a support policy for the disabled elderly family care, so as to avoid the difficulties of the disabled elderly family, ensure that the disabled elderly receive appropriate family care, improve their quality of life, and avoid the difficulties of their families due to the care of the disabled elderly.

Third, family pension policy suggestions

Based on the obligation of the state to provide public services, the rights of individual elderly people need to be taken care of and guaranteed by the state, that is, the state needs to undertake corresponding obligations and responsibilities for the elderly [6]. Therefore, it is suggested that from the perspective of highlighting the "filial piety culture" of the family, based on the family pension tradition of our country, to provide family pension policy support.

In the context of China's large elderly population base and heavy burden of old-age care, family old-age care policy is difficult to achieve full coverage of the elderly. It is suggested to provide comprehensive and active policy support for disabled elderly families first, develop and strengthen family old-age care functions by enhancing the economic, emotional and anti-risk functions of disabled elderly families, and improve the ability of families to take care of disabled elderly people. At the same time, taking into account the progress of the family itself, supporting the family to take care of the disabled elderly, and improving the degree of social harmony and civilization.

It is suggested to provide policy support for family pension from several aspects, such as improving the pension subsidy system, family employment, skills training, purchasing services, household registration system, pension insurance and public welfare charity.

First, adjust the current pension subsidy policy, expand the scope of beneficiaries, and provide care subsidies