Family pension status and policy suggestions

At present, the financial budget of the government pension is mostly focused on institutional pension and community pension. With reference to the "9073" pension pattern in Shanghai, it is suggested to re-study the pension budget allocation, and vigorously support and develop family pension by adjusting the budget allocation quota.

The target of the family pension policy for disabled elderly people has been expanded from poor families to residential families with average economic status, and the welfare content has been expanded from a single economic subsidy to non-monetized pension services. Improve the current pension subsidy system to cover disabled elderly and disabled family caregivers. Drawing on Japan's "Family care subsidy" policy, monthly care allowance is paid to long-term family caregivers to alleviate their having to give up work or fall into poverty due to reduced income due to family care.

Second, the family pension policy is integrated with tax policy, employment policy and social security policy

Establish employment support policies that are compatible with family pension policies to avoid and reduce unemployment of disabled elderly family members. Taking care of disabled elderly people requires not only economic support, but also a lot of time and energy from family members, who are bound to encounter conflicts between family and work. Employers are encouraged to establish flexible work systems, family responsibility leave systems, etc., encourage employees to exercise family responsibilities, and provide convenience for family care of disabled elderly people. When necessary, the family members of the disabled elderly can reduce the financial burden of the family by reducing the tax, and the families of the disabled elderly can enjoy the minimum living security policy to avoid family difficulties.

The third is to encourage social work to intervene in the families of disabled elderly people, provide services at the same time, and break the difficult situation of social supervision of family elderly care

Vigorously develop the family nursing care market, provide help for disabled elderly family nursing through government purchase of services, and encourage unemployed family members to learn nursing skills, which can alleviate the serious shortage of family nursing human resources to a certain extent.

Encourage and promote community agencies to provide technical support to family carers, regular or irregular elderly care counselling, counselling assistance, respite services and education and training for family carers. Providing short-term care assistance and spiritual support to caregivers can not only improve their physical and mental health, but also break the difficult situation of social supervision of family elderly care.

The fourth is to establish a household registration system and housing system oriented by family pension

The phenomenon of empty nest and left-behind is an inevitable process in the process of urbanization, reform the household registration and housing system, and shorten the spatial distance between parents and children. In order to facilitate children to take care of the elderly, it is suggested to reform the existing household registration system and housing system, encourage children to live near their parents, advocate "a bowl of soup" distance, and provide convenience for children to take care of the elderly.

Fifth, we will establish and improve the family endowment insurance system

The social security system refers to the system which takes the state as the main body and provides material assistance to the members of society who are facing difficulties due to various reasons to guarantee their basic life through the distribution and redistribution of national income according to the law. The main function of social security system is to play the role of stabilizing mechanism in social and economic development, which is called "safety net" in the West. It is a long-term solution to establish a sound long-term care insurance system for disabled elderly and provide economic support for disabled elderly families. It is suggested to start from commercial insurance and gradually transition to mandatory family long-term care insurance system after maturity.

The sixth is to create a social atmosphere of filial piety and help, and promote the development of public welfare and charity

Vigorously promote the culture of filial piety, clarify the responsibility and obligation of children to care for their parents, and rebuild the social atmosphere of family pension. At the same time, considering that government financial subsidies are only a supplement to the daily life of disabled elderly people, limited subsidies cannot fundamentally reduce the burden of elderly people with financial difficulties. It is necessary to advocate the traditional virtue of social assistance, extensively mobilize social resources, mobilize social charity forces, and provide money, kind and services to help disabled elderly families out of their difficulties.