I. Company profile
Zhejiang Jusu Interconnect Technology Co., Ltd. was established in September 2018. The company's entrepreneurial team has been deeply rooted in the plastics industry for more than 20 years, and understands the shortcomings of the supply chain and the traditional model of the entire industry. It believes that through the new Internet innovation model, it can effectively solve the market pain points under the current traditional model, realize the efficient matching and circulation of "finance, goods and credit", and create a new B2B Internet industry ecology.
Shape the future, win-win future. The enterprise positioning of Jusu Cloud is: the enabler and one-stop procurement platform for the development of small, medium and micro enterprises in the plastics industry.
Ii. Overview of the supply chain financial products of Jusu Cloud
Jusu Cloud supply chain finance products for Juelong, is a supply chain finance industry for plastic products enterprise groups. The following is an overview from three levels: risk control system, operation model and application innovation.
(1) Risk control system:
1, to achieve credit quantification for factory customers. Through the core risk control model of Poly Plastic Cloud, combined with real-time production data information, and with the platform big data system, we have achieved credit quantification for the majority of high-quality plastic products factories. With the quantitative credit data, the factories that could not apply for credit are eligible to apply for credit;
The key to the risk control model is to establish a set of credit rating standards applicable to the entire plasticizing industry for the vast number of factory groups, through which the basic credit status of the audited factory can be initially identified.
At the same time, the platform establishes a complete set of operational dynamic risk control system through technical means, and constructively proposes solutions for meter monitoring. In this way, we monitor the real-time electricity consumption of plastic processing enterprises, and obtain the opening probability of processing enterprises through our self-developed algorithm to achieve real-time risk control.
2, credit to quality factory customers. The platform collaborates with financial institutions to extend financial credit to high-quality factory customers. The credit line is bound to its actual business and can be used for the procurement of raw materials and goods. Ensure its compliance and safe use, and ensure that it enjoys assistance from financing difficulties.
(II) Operation mode:
Poly Cloud mainly focuses on the following two aspects to effectively promote Poly Rong financial products to the national plastic industry:
1. Focus on providing supply chain financial services in the core agglomeration market of plastic products. There are more than 30 core markets for plastic products in the country, and more than 20% of the plastic products enterprises in the country are concentrated. Through the operation of key markets, it is helpful to the risk control and the depth of industrial chain services.
2. Set up an operation team in the core market, covering the whole industrial chain services such as risk control, business, logistics and warehousing, which can quickly occupy and deeply cultivate the local market, achieve targeted supply chain services, and enhance the stickability of local enterprise groups to the platform.
3. Application innovation
Jsu Cloud has made many explorations and innovations in the development and application of supply chain financial technology, in which we will introduce and share the technical system of JSU Cloud:
1. Basic system construction
Polyplastic Cloud information management platform is based on Microsoft's latest. NET CORE technology framework.
.NET Core is a free, open-source hosted computer software framework for windows, linux, and macos operating systems, and is the first official version developed by Microsoft. Application Framework with cross-platform (Windows, Mac OSX, Linux) capabilities.
Polyplastic cloud adopts the architecture of front and back end separation to ensure the low coupling of system functions and system display, so that the Polyplastic cloud platform has better robustness and scalability.
The front-end system of Jusu Cloud includes three versions: ios app, Android app and public micro-website, giving our customers more choices.
The service side of Poly plastic Cloud is assumed to be on Ali Cloud, making full use of Ali Cloud's strong technical service capabilities. We use ECS cloud server, RDS relational database, OSS object access technology, Redis No sql database, SLB load balancing and other services.
As mentioned above, the data storage of Poly plastic Cloud adopts the combination of Mysql relational database and Redis. Mysql ensures the standardization and convenience of data structure; The system uses Redis key-value pairs in the part of high concurrency and fast response.
In the operation of pictures and large files, OSS technology is used to greatly improve the efficiency of file access, making electronic signatures, electronic contracts, photos and other large files seamless access in the business process.
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